Our Finance Solutions

Point of sale e-finance module facilitates the offer of consumer credit directly to the customer at affordable rates, providing them with the option to fund their home improvements over a term of 3 to 10 years.

  • Rate of 9.9% APR Representative*
  • Interest FREE and “Buy Now, Pay Later” options*

Applications by consumers can be made online or via ProjectBUILDER telephone support. Credit decisions are usually immediate and the Homesmart system provides for e-signature.

Finance is offered in partnership with Hitachi Capital (UK) Plc.

* Subject to regulatory status. Rates are subject to change without notification at the sole discretion of Toriga


Integrated Finance Solutions

Facilitating online and telephone supported "Point of Sale" finance with e-signature, enabling immediate credit decisions

Supported Measures

Gas boilers and associated central heating systems, bathrooms and kitchens


All products must be purchased from the Travis Perkins Group online via ProjectBuilder

Eligibility Criteria

Finance applications can only be made by homeowners who are over 18, employed/retired, have a bank account and live in the UK


To offer consumer credit, partners must be authorised and regulated by the Financial Conduct Authority for credit broking

Client Accounts

All revenue is securely held in a client account, regulated by the Royal Institution of Chartered Surveyors